TRICARE coverage continues into retirement, but the specific plan options and costs shift compared to active duty. Retirees generally use TRICARE Select or TRICARE Prime (where available), and once a retiree becomes eligible for Medicare (typically at 65), TRICARE For Life takes over as wraparound coverage alongside Medicare Parts A and B.
Dental coverage has changed significantly
The TRICARE Retiree Dental Program (TRDP) ended December 31, 2018. Retirees now get dental coverage through FEDVIP (the Federal Employees Dental and Vision Insurance Program), a separate enrollment system with its own plan options and open season. If you're working from an older source (including archived posts) that references TRDP, that information is outdated — enroll through FEDVIP instead.
What to do at retirement
- Confirm your TRICARE plan enrollment doesn't lapse during the transition from active duty to retiree status.
- Enroll in FEDVIP separately if you want dental coverage — it isn't automatic.
- Understand regional network differences if you're relocating, since provider networks vary by area.
Always confirm current plan details and enrollment windows directly at TRICARE.mil.
Relocating to Arkansas specifically? See our Arkansas relocation guides.